Russell Craft

Mortgage Advisor

NMLS# 269406

About Russell

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How the Federal Reserve Impacts Mortgage Rates

How the Federal Reserve Impacts Mortgage Rates

Jun 03, 2026

Learn how the Federal Funds Rate impacts mortgage rates, including how rate hikes and cuts influence home affordability and borrowing costs.

Pay Off Your Mortgage Early or Invest? How to Make the Right Financial Move

Pay Off Your Mortgage Early or Invest? How to Make the Right Financial Move

May 26, 2026

Should you pay off your mortgage early or invest extra cash? Compare the pros, cons, risks, and returns to find the best financial strategy for your goals.

How Adjustable-Rate Loans Work and When They Make Sense

How Adjustable-Rate Loans Work and When They Make Sense

May 19, 2026

Learn how adjustable-rate mortgages work, including fixed periods, rate caps, and adjustment schedules. Find out if an ARM could save you money.

Contact Russell
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3187 Red Hill Ave STE 105
COSTA MESA, CA 92626

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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.

Young Couple Applying for a Mortgage